Daily Mock Test – 02 August 2025

Parametric insurance pays out based on a predefined trigger (like rainfall, wind speed, or earthquake magnitude), not actual loss.
In this case, rainfall below 50 mm for 10 days is a measurable trigger, so it qualifies. Other options involve actual loss assessment.

The 42nd Constitutional Amendment Act, 1976 added the words ‘Socialist’ and ‘Secular’ to the Preamble of the Indian Constitution during the Emergency period under Indira Gandhi’s government.

Correct Answer:  3. Dismissing a minister without CM’s advice

 Explanation:

• A Governor is bound by the aid and advice of the Council of Ministers.

• Dismissing a minister without the CM’s advice is unconstitutional (violates Article 164).

• ✅ Other options like reserving bills (Art. 200), report under Article 356, and even refusing to convene Assembly temporarily may be legally debatable but not strictly unconstitutional.

Correct Answer: 1

Explanation:
To control inflation, RBI may increase CRR, reducing money supply. Decreasing fiscal deficit is also deflationary. But purchasing securities increases liquidity — not an inflation-control measure.

The Brihadeshwara Temple is built in the Dravidian architectural style, characterized by pyramidal towers (vimanas), large gopurams, and intricate carvings, typical of South Indian temple architecture.

Answer: 2. Promoting use of bio-fertilizers and reducing chemical fertilizers
 Explanation:
PM-PRANAM (Promotion of Alternate Nutrients for Agriculture Management Yojana) encourages states to reduce chemical fertilizer use and promote bio-inputs.

The Ministry of Textiles is the nodal agency responsible for organizing National Handloom Day celebrations, as it oversees the promotion, development, and welfare of India’s handloom sector and weavers.

Answer: 3. Special rights and immunities for performing legislative duties
 Explanation:
Parliamentary Privileges are special powers and immunities for MPs/MLAs to speak and act freely in the House without fear of legal action.

Rajaraja Chola I built the magnificent Brihadeshwara Temple at Thanjavur in the 11th century CE. It is a UNESCO World Heritage site and a masterpiece of Chola architecture.

 Answer: 3. Free legal aid to the poor
 Explanation:
The 42nd Amendment Act, 1976 added Article 39A to promote equal justice and free legal aid for economically weaker sections.

The Cholas were famous for their maritime trade, conducted naval expeditions (especially to Southeast Asia), and excelled in bronze sculpture (notably Nataraja).
Stepwells, however, were more prominent in Western India, not a Chola specialty.

Correct Answer: A.
El Niño = warming of eastern Pacific
La Niña = cooling of eastern Pacific

Correct Answer: Article 360

Article 360 allows the President to declare a Financial Emergency if India’s financial stability or credit is threatened.

• Article 352 – National Emergency

• Article 356 – President’s Rule (State Emergency)

• Article 365 – Failure of constitutional machinery in states

Answer: 3. Loans become costlier
 Explanation:
Repo rate is the rate at which RBI lends to banks. An increase in repo means higher interest rates, making loans costlier, thereby reducing inflation.

Answer: 2. Pollution-free beaches
 Explanation:
Blue Flag is an international eco-label awarded to clean and environment-friendly beaches that meet 33 criteria.

Collective responsibility (of the Council of Ministers to the Lok Sabha) and an independent judiciary have been upheld by the Supreme Court as part of the basic structure of the Constitution, meaning they cannot be altered even by a constitutional amendment. However, a bicameral legislature (two Houses of Parliament) is not considered part of the basic structure and can be changed (e.g., some Indian states have unicameral legislatures).

India observes National Handloom Day on August 7th every year. The first such celebration was held on 7 August 2015 to commemorate the Swadeshi Movement launched on 7 August 1905, which promoted indigenous industries such as handloom weaving. This day honours the craftsmanship of weavers and highlights the cultural and economic significance of the handloom sector

This is incorrect because the Cholas had a strong navy and even sent ships to Southeast Asia.
Other statements are correct – they had a good bureaucracy, village councils, and did regular land surveys.

7th August was chosen as National Handloom Day because it marks the launch of the Swadeshi Movement in 1905, which aimed to promote Indian-made goods, especially handloom products, as a symbol of self-reliance and resistance against British rule.

The NDMA is the main agency in India that plans and coordinates efforts to reduce risks from GLOF events, including early warning systems, risk mapping, and disaster preparedness in vulnerable regions like the Himalayas.

In India, parametric insurance is mainly used in agriculture to provide quick payouts during weather-related crop losses, helping reduce the government’s subsidy burden under traditional crop insurance schemes.

In 2023, the Government of India released a ₹100 commemorative coin in honor of Rajaraja Chola I, recognizing his extraordinary contributions to temple architecture, administration, and South Indian cultural heritage — especially the construction of the Brihadeshwara Temple in Thanjavur.

Parametric insurance provides quick and fixed payouts based on measurable triggers (like drought, flood, or cyclone), making it ideal for climate-related disasters where speed and predictability are crucial.

Answer: 2. It had a unique water management system and stone architecture
 Explanation:
Dholavira (Gujarat) is known for stone construction, drainage, and reservoirs — unlike other mud-brick Indus Valley cities.

Correct Answer: 2

Explanation:
Fiscal drag happens when inflation increases people’s nominal income, pushing them into higher tax brackets, even if their real income hasn’t changed. As a result, tax revenues rise without a corresponding increase in purchasing power, reducing aggregate demand.

🟩 Answer: 1
📝 Explanation:

• ✅ Arka Shreshta is resistant to ToLCV.

• ✅ Arka Vishal is rich in TSS, ideal for processing.

• ❌ Arka Abhijit is early maturing with good shelf life, not poor.

• ✅ Arka Samrat is suitable for transportation and large-scale marketing.

A Glacial Lake Outburst Flood (GLOF) happens when a natural dam (made of ice or loose rock) that holds a glacial lake suddenly bursts, releasing a large amount of water and causing floods downstream.

The Rowlatt Act (1919) was passed after the Jallianwala Bagh massacre. It allowed the British to arrest Indians without trial, leading to widespread protests. Nationalists called it “draconian”, and Gandhi launched the Non-Cooperation Movement in response.

Other options:

• Arms Act (1878) – Restricted Indians from owning weapons.

• Ilbert Bill (1883) – Proposed Indian judges could try Europeans (failed).

• Pitt’s India Act (1784) – Strengthened British control over the East India Company.